IG für Trader in Poland (Bewertung 2026)

IG, the British broker founded in 1974 and listed in the FTSE 250, serves Polish retail clients through MiFID II passporting — most likely from its BaFin-regulated German entity (IG Europe GmbH). It is not KNF-regulated directly, so the KNF's role is host-state conduct supervision. Its platform lineup is the proprietary IG platform plus MT4 and ProRealTime, with no MT5 and no cTrader. IG's German routing is the relevant detail for a Polish client weighing recourse and compensation.

Regulierungsübersicht: Poland

Retail forex and CFD trading is legal and regulated in Poland through KNF-authorised firms and EU-passported brokers under MiFID II. ESMA's baseline retail protections apply — negative-balance protection and the incentive ban — and the default leverage cap on majors is 30:1. Poland additionally allows up to 100:1 leverage for clients who qualify as 'experienced' under KNF criteria, which is a higher-risk option, not a default. Verify the entity serving you on the KNF register before depositing.

Aufsichtsbehörde: Komisja Nadzoru Finansowego (KNF) · offizielles Register

Regulatory standing in Poland

IG reaches Poland cross-border under MiFID II. Post-Brexit, the UK-authorised IG entity cannot passport into the EEA, so the EU service to Polish clients most plausibly runs through the BaFin-regulated German entity. The KNF provides host-state conduct supervision but is not the home regulator.

If the German entity onboards the client, BaFin is the home regulator and the German EdW investor-compensation scheme (€20,000) applies. There is no Polish KDPW cover for a passported-in IG account. A Polish client should confirm the entity on the agreement and cross-check the BaFin register and the KNF passport record.

IG's FTSE 250 listing and long history are useful context for assessing the group's scale and disclosure, but they do not change the passport mechanics or extend UK protections to a Polish client on the EU entity.

Leverage: ESMA default, not the KNF 100:1 route

IG applies ESMA limits to Polish retail clients: 30:1 on major currency pairs, 20:1 on non-major pairs, gold and major indices, scaling down to 2:1 on crypto. This is the default a Polish retail client should expect.

The KNF's 'experienced client' route to leverage up to 100:1 belongs to the Polish home-regulated regime. As a broker passporting in from Germany under ESMA rules, IG operates on the harmonised 30:1 retail default, and a Polish client should not assume the KNF 100:1 ceiling is available in the way it can be with a KNF-regulated firm. Any higher-leverage option should be confirmed directly with IG.

Professional-client classification under MiFID II can lift the ESMA caps but removes retail protections — a distinct mechanism from the KNF experienced-client route and a genuine trade-off.

ESMA retail protections

For Polish retail clients, negative-balance protection and the 50% margin-close-out rule apply, and the bonus ban prevents deposit incentives. The ESMA risk-warning disclosure must accompany marketing.

These protections attach to retail classification under the EU framework as supervised by the home-state regulator — BaFin for the German entity. A Polish client who reclassifies as professional changes this profile.

The protections are the same as for any EU-passported retail account; the variable for a Polish client is which home regulator and compensation scheme stand behind them.

Platform: IG proprietary, MT4 and ProRealTime

IG offers its proprietary web and mobile platform, MetaTrader 4, and ProRealTime. The proprietary platform is the primary environment and is regarded for breadth of markets and charting. MT4 covers traders tied to that ecosystem, and ProRealTime is a specialist charting and automation add-on.

There is no MT5 and no cTrader. A Polish trader whose strategy specifically needs MT5 features or cTrader's depth-of-market model will not find them here. Against Pepperstone's four-platform lineup, IG's platform side is narrower; against XTB's single platform, IG adds MT4 and ProRealTime.

ProRealTime may carry separate data or subscription terms; a Polish client wanting it should confirm the current conditions on IG's platform page.

Funding, currency and recourse

Poland uses the złoty. IG's Polish funding routes are likely to centre on SEPA (EUR) and bank transfer; a Polish client should confirm PLN handling and whether the account base currency can be set to PLN to avoid conversion on deposits and withdrawals.

If the account is EUR-denominated, PLN funding may incur conversion costs each way. IG's fee structure spans spreads, any commissions, overnight financing and possible inactivity fees, all entity-specific and best read from the current schedule.

Complaint escalation runs to the German framework, not the KNF and not the UK FOS. A Polish trader who values domestic recourse should weigh that the home regulator and compensation scheme for an IG account sit in Germany, not Poland.

Häufig gestellte Fragen

Is IG regulated by the KNF in Poland?

No. IG serves Polish clients via MiFID II passport, most likely from its BaFin (Germany) entity. The KNF provides host conduct supervision only; the home regulator is in Germany. Confirm the entity on your agreement.

Does IG offer MetaTrader 5 in Poland?

No. IG offers its proprietary platform, MetaTrader 4 and ProRealTime. There is no MT5 and no cTrader. If your strategy needs MT5 or cTrader specifically, IG will not support it.

Can I get KNF 100:1 leverage with IG?

The KNF 100:1 'experienced client' route is a feature of the Polish home-regulated regime. As a passported-in broker under ESMA rules, IG's default is 30:1 on majors. Confirm any higher-leverage option directly with IG rather than assuming the KNF route applies.

What compensation covers a Polish IG client?

If the BaFin entity onboards you, the German EdW scheme (€20,000) applies. There is no Polish KDPW cover for a passported-in account, and no UK FSCS protection for the EU entity post-Brexit.

Does IG have a Polish presence?

IG's EU service to Poland runs cross-border, most likely from the German entity. Any local materials do not change the home-regulator relationship — escalation and compensation follow the German (BaFin) framework, not the KNF.